Secured on the whole undertaking of the Company excluding Stocks and Stores ... CHARTERED BANK OF INDIA AUSTRALIA AND CHINA-- Secured by Hypothecation of Stocks ... PROVISION FOR DEFERRED MILL RENOVATIONS... Provision for Labour Quarters and Welfare ... Provision for Indian Workers' Pensions ... Provision for Indian Staff Pensions [...] P.11 1 Net Value I of Assets as per Balance Sheet.